Minimum essential coverage (MEC) is health insurance coverage that satisfies the Affordable Care Act's shared responsibility provision (individual mandate).
Although there is no longer a federal penalty for not having minimum essential coverage, the individual mandate still exists.
And the concept of minimum essential coverage is still important, because several types of qualifying life events only trigger special enrollment periods if the person already had minimum essential coverage before the qualifying event.
And some states have imposed their own mandates, with penalties for residents who don't maintain minimum essential coverage.
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